VA Loans
A Texas VA Loan is one of the only loan programs offered today that still allows a borrower to finance 100% of the home’s value and purchase with $0 down. If you plan to purchase a single family home (1-4 unit dwelling) and will occupy it as your primary residence, this may be the best loan for you.
Program Benefits
VA Loans offer benefits that will substantially lower your monthly payment. This program is available for qualified applicants who meet eligibility requirements. VA loans do not require mortgage insurance. Mortgage Insurance is not required on VA loan, it results in a much lower monthly payment. Interest rates on VA loans are extremely competitive and typically lower that the standard conventional rates.
Eligibility
Generally speaking almost all active duty and honorably discharged service members are eligible for a VA Home Loan.
You may be eligible if any One of the following are true:
- Served 181 days during peacetime (Active Duty)
- Served 90 days during war time (Active Duty)
- Served 6 years in the Reserves or National Guard
- You are the spouse of a service member who was killed in the line of duty.
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