Austin Branch
Austin, TX 78750
Phone: (512) 906-0189
Directory
El Paso Branch
El Paso, TX 79928
Phone: (915) 855-2111
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E-mail Monica Chavez
E-mail Jeana Nevarez
E-mail Valerie Encinas
Killeen Branch
Austin, TX 78750
Phone: (512) 906-0189
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Houston Branch
Cypress, TX 77433
Phone: (832) 220-6815
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About JNC Mortgage
JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family’s needs. Whether you are interested in your first home or your newest home, we can help.
Our website is designed to help simplify the buying process of your next home. Go to our Apply Online page and quickly fill out forms to get you started, or Contact Us and let one of our friendly professionals answer all your questions. Visit our Loan Types pages to view all of the varied programs available to mortgage customers today. If you aren’t really sure where to begin or what you qualify for simply visit our Prequalify page and we will guide you in the right direction.
In addition to loans for new or existing homes, we can also assist with refinancing your current home. We are here to serve at your convenience in person, online or by telephone. Call us today!
El Paso Branch
Monica Chavez
Area Manager
NMLS #219865
As the Area Manager of JNC Mortgage Monica Chavez prides herself in helping her customers and educating them on the mortgage and home buying process. Monica’s experience in the mortgage lending industry extends over 14 years. Her previous employment was specializing in customer service and mortgage credit analysis, She also worked directly with the major credit Bureau Experian. Monica goes above and beyond for customers in order for them to become a proud homeowner. Mrs. Chavez is a born and raised El Pasoan and she currently resides in El Paso, TX with her husband and their two daughters.
Jeana Nevarez
Loan Originator/Processor
NMLS #1200370
Jeana is a licensed loan originator and processor for JNC Mortgage Company. Jeana graduated from New Mexico State University, where she received a BA in Finance and Marketing. After graduation, Jeana has multiple years in the real estate industry with a focus in the mortgage process. Her goal is to provide an excellent customer service experience, and make the home buying process the most memorable experience a customer could have.
Houston Branch

Branch Manager Houston JNC
NMLS #1190046
Branch Manager Yani Nufio takes drive and dedication to every closing. Born in El Salvador and raised in Los Angeles, Yani brings international knowledge and a solid banking background to her Houston-area clients at JNC Mortgage Company Inc.
Yani’s mortgage experience stems from several years working for major banks, where her clients enjoyed her high standard of service. Now with JNC, Yani uses here financial talent, as well as her Corporate Communications degree from the University of Houston, to ensure a clear and focused process for her clients.
In spare time, Yani enjoys precious moments raising her young daughter. To have a caring and driven professional help you with your mortgage goals, contact Yani at [email protected] or (832) 906-3174.